Spending · real time

bank API · today
Supermarket
food
€34.20
Petrol station
car
€52.00
Chemist
health
€12.40
Gym
health
€29.90
Restaurant
leisure
€41.75
Every transaction arrives on its own, and categorised.

Projection · 18 months

recalculates itself
I know what each decision can take before I take it.
Start-up grant
submitted ✓
decision ~October
Contribution rebate
active
12 months
Regional tax relief
window opens in October
reminder set
Grants and deadlines, watched. Nothing slips through.
Ergonomic chair
€289
waiting for a discount
27" monitor
€329
decided, this month
Travel backpack
€89
low priority
Even the treats have a system.

Investing · allocation

rules, not impulses
Index fund
60%
Cash buffer
30%
Pension plan
10%
Monthly contribution automatic, on the 1st.
Investing, by rules and without impulses.

ONTOS

This is what a digital twin does with your money.
Now I build it for businesses.
Finances, in 70 seconds
No sound. Demonstration with sample data.
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